Payment YearbooksPayment Yearbooks
Country yearbook · 2025

Estonia 2025

A complete year-end snapshot of the Estonia payments market — banks, card schemes, acquirers, regulatory framework, and market infrastructure.

Europe
At a glance
7
Sections
19
Data tables
1
Charts
2025
Edition
What's inside
01 Introduction – Payments in Estonia
02 Legal Framework for Payment Services
03 Legal Framework relevant for Payment Services in Estonia
04 Banking Sector
05 Payment Services
06 Market Infrastructure
07 Market Size and Dynamics
Sample

None (Pankade Kaardikeskus (PKK) became NETS Estonia).

Digital & Card Payment Yearbooks