European Payments Report Overview Part 6 – Overview of European Banking 2026
6. Overview of European Banking Banking sectors in western Europe and the formerly state-owned banks in central and eastern Europe have completely different historic roots. In addition, their transformation into the European Economic Area (EEA) has followed separate strategies. Thus, this part of the European overview section continues to highlight European banks in two different […]
European Payments Report Overview Part 5 – Card Acquiring and Acceptance 2026
5. Card Acquiring and Acceptance The card acquiring business remains a core part of the card payments ecosystem described elsewhere in the European Overview Section. Card acquirers must comply with the rules of domestic and international card schemes, as well as with the relevant regulatory, operational and security standards that govern card acceptance across Europe, […]
European Payments Report Overview Part 4 – Card Payments Overview – Market Size and Dynamics 2026
4. Card Payments Overview– Market Size and Dynamics The legal frameworks for card payment services and the payment infrastructure in Europe are highlighted in the introducing part ‘About Payments in Europe’ (see above). The card issuing business is part of the card payment ecosystem, which is highlighted in another part of the Yearbook: ‘Card Payment […]
European Payments Report Overview Part 3 – Open Banking Payment Ecosystem 2026
3. Open Banking Payment Ecosystem The Open Banking payment market in Europe is characterised by a competitive and increasingly decentralised infrastructure. The adoption of the revised Payment Services Directive (PSD2) created the legal foundation for Open Banking payments by requiring access to payment accounts for licensed third-party providers, subject to customer consent and security requirements. […]
European Payments Report Overview Part 2 – Card Payment Ecosystem in Europe 2026
2. Card Payment Ecosystem in Europe The European card payment market remains highly competitive and structurally decentralised, shaped by a mix of international schemes, domestic networks, processors, issuers, acquirers and regulatory frameworks. The implementation of the revised Payment Services Directive (PSD2) helped lay the foundations for a more digital and innovative payments environment across Europe. […]
European Payments Report Overview Part 1 – About Payments in Europe 2026
1. About Payments in Europe The redesigned European overview section of the Yearbooks edition 25-26 has a completely new structure. Beyond card payments, it now includes three competing European payment ecosystems: Card Payment ecosystem – card payments and its infrastructure Open Banking payment ecosystem – cardless payments directly from bank accounts Cash payment ecosystem – […]
European Payments Report – Introduction 2026
Introduction About the Yearbook This edition of the European Digital and Card Payment Yearbook contains 33 profiles, covering the countries which make up the European Economic Area (EEA) – the 27 Member States of the European Union (EU27) and the UK together with Iceland, Norway, and Switzerland – plus Serbia and Turkey. Like previous editions, […]
Eurasian Payments Report Overview Part 3 – Acceptance Networks 2026
3. Acceptance Networks This chapter examines card acquiring, POS acceptance and ATM acceptance across Russia and the Eurasian region, reviewing selected comparative POS terminal and ATM statistics from an acquirer perspective. National central bank statistics are the primary source for the Eurasian states, supplemented in respect of Russian figures by the BIS. In addition, the […]
Eurasian Payments Report Overview Part 2 – Cards Overview 2026
2. Cards Overview The cards overview section of the Eurasian Digital & Card Payment Yearbook 2025-2026 is composed of comparative statistics from the issuer bank point of view reviewing the latest available card data from 2020 to end-2024. National Central Bank statistics are the primary source for the Eurasian states, supplemented with respect to Russian […]
Eurasian Payments Report Overview Part 1 – Eurasian Overview 2026
1. Eurasian Overview Banking sectors in Europe and the formerly state-owned Eurasian banks have completely different historic roots. In addition, their transformation has followed separate strategies. This overview section illustrates the evolution of the Eurasian banking sector to date. Regional Integration – Eurasian Economic Union The Eurasian Economic Union (EAEU) was formally launched on January […]