Malta 2026
Market Overview Payment Organisation At present, there is no interbank organisation. Domestic Card Brands One Maltese closed-loop mono-bank ATM/debit card brand: Cashlink. Market Structure Replacement of mono-bank cards in favour of international schemes VISA and Mastercard. Maltese banks have arranged authorisation, clearing and settlement services directly with VISA and Mastercard. Cheque payments, which began to […]
Portugal 2026
Market Overview Payment Organizations SIBS – interbank organisation, manages the Multibanco networks Unicre – interbank organisation, main acquirer, Unibanco issuer. Domestic Payment Brands Multibanco (MB) cards, co-badged Maestro, Electron, Mastercard or VISA. MB cards can have debit and/or delayed debit function and a credit and/or delayed debit function on a single card. MB Way wallet, […]
Romania 2026
Market Overview Payment Organisations TransFonD (Societatea Nationala de Transfer de Fonduri si Decontari) is the interbank processor of the Romanian electronic payment system. Domestic Payment Brands No domestic card brands. Market Structure Cash remains the predominant payment instrument; credit transfers and cheques are used alongside debit cards, which were first issued in 1997. Debit cards […]
Serbia 2026
Market Overview Payment Organisations National Payment Card Centre DinaCard Domestic Payment Brands DinaCard debit, credit, and prepaid cards. They can be co-badged Discover, Pulse, or UnionPay for international use Market Structure Exceptionally for an emerging market, there are more POS payments than ATM withdrawals in Serbia, reflecting the advanced nature of the card business in […]
Slovakia 2026
Market Overview Payment Organisation ZBK, the Slovak Bank Card Association. Domestic Payment Brands No domestic payment brands. Market Structure Like other CEE markets, continued rapid growth of card use in Slovakia. By end-2024, the number of cards had reached 6.90 million and there are now 205.3 payments on cards per capita. Cards issued are credit […]