Ukraine 2026

Market Overview Payment Organisation PROSTIR (Ukrainian Payments Area), formerly NSMEP. Ukrainian Interbank Payment Systems Member Association “EMA” Domestic Card Brand PROSTIR cards (replacing NSMEP cards). UkrKart, cards, some are co-badged, Maestro. Market Structure PROSTIR, the new domestic contactless card scheme, has won increased support from the Ukrainian payments industry. The first Mastercard and VISA programmes […]
Bulgaria 2026

Market Overview Payment Organisation BORICA is the Bulgarian interbank organisation and card authorisation centre. Domestic Card Brands BORICA was the domestic debit card; many cards are co-badged Maestro. BORICA cards have been replaced by Bcard cards. Bcard is the new domestic card brand launched in 2017. Bcard cards are typically debit cards, credit cards or […]
Czechia 2026

Market Overview Payment Organisation SBK Czech Bank Card Association (SBK/BCA). Domestic Payment Brands No domestic payment brands. Market Structure Continued growth of card use. By end-2024, there were 15.86 million cards with 273.5 card payments per capita. Cards issued are credit cards, debit cards, and prepaid cards. 92.12% of cards are debit cards that are […]
Hungary 2026

Market Overview Payment Organisation Nexi (formerly SIA Central Europe, interbank organisation GIRO Bankcard Company (GBC)). Domestic Payment Brands No domestic payment brands. Market Structure Debit cards account for 88.66% of the payment card base. Rapid growth of card use. 93.08% of all cards are contactless. In September 2016, the number of contactless card payments exceeded […]
Romania 2026

Market Overview Payment Organisations TransFonD (Societatea Nationala de Transfer de Fonduri si Decontari) is the interbank processor of the Romanian electronic payment system. Domestic Payment Brands No domestic card brands. Market Structure Cash remains the predominant payment instrument; credit transfers and cheques are used alongside debit cards, which were first issued in 1997. Debit cards […]
Slovakia 2026

Market Overview Payment Organisation ZBK, the Slovak Bank Card Association. Domestic Payment Brands No domestic payment brands. Market Structure Like other CEE markets, continued rapid growth of card use in Slovakia. By end-2024, the number of cards had reached 6.90 million and there are now 205.3 payments on cards per capita. Cards issued are credit […]
Poland 2025
Romania 2025
Slovakia 2025
Hungary 2025