Sweden 2026

Market Overview Payment Organisations BDB Bankernas Depå. Bankomat AB manages the Bankomat ATM network. Getswish AB operates the immediate payment service, Swish. Domestic Payment Brands No domestic card brand. Swish, the immediate A2A payment service of the Swedish banks. Market Structure Swedish debit cards are branded Mastercard, VISA, Debit Mastercard, Maestro, VISA Debit or Electron. […]
Poland 2026

Market Overview Payment Organisation Polski Standard Platnosci, the BLIK operator. Domestic Payment Brands No domestic card brand. BLIK, the digital A2A payment service of Polish banks. Market Structure The number of debit cards has grown slowly in recent years, while credit cards reached a peak of 33% of the cards total by end-2009, falling to […]
Denmark 2026

Market Overview Payment Organisation BOKIS, interbank organisation of the small Danish banks. MobilePay Denmark, operator of the mobile payment service, MobilePay. Domestic Payment Brands Dankort debit cards; co-badged VISA for international use. MobilePay is the mobile A2A payment service in Denmark. Market Structure Card use, already among the highest in Europe, hit 456.1 card payments […]
France 2026
Market Overview Payment Organisations Groupement des Cartes Bancaires, the interbank organisation. STET, the interbank CSM processor, absorbed SERS2 in 2015. Domestic Payment Brand “CB” is the domestic card scheme of the French banks. French private cards issued by French consumer finance banks. Lyf Pay, a domestic A2A payment service for online shopping. Market Structure Most […]
Germany 2026
Market Overview Payment Organisations German Banking Industry Committee (GBIC) is the umbrella organisation of the German banks regarding payment services. Domestic Payment Brands girocard debit cards; mostly co-badged V PAY, Debit Mastercard, or VISA Debit. E-purse GeldKarte phase-out complete by end-2024. giropay digital A2A payment service, phase-out by end-2024. Wero: In 2024, launch of P2P […]
Italy 2026

Market Overview Payment Organisations Bancomat S.p.A. – oversees the Bancomat and PagoBancomat systems. Nexi, which was formed from ICBPI. Nexi acquired interbank processor SIA Group (2020) and NETS Group in 2021. Domestic Payment Brands PagoBancomat, co-badged Maestro, VISA Debit or V PAY. ATM: Bancomat, Postamat, co-badged Maestro or Mastercard. Credit: CartaSi, co-badged Mastercard or VISA. […]
Norway 2026

Market Overview Payment Organisation VBB AS, interbank organisation that merged Vipps, BankAxept, and BankID. In 2022, BankID and BankAxept demerged from Vipps. Domestic Payment Brands BankAxept debit cards; mostly co-badged VISA or Electron. BankAxess is the domestic online bank transfer service for payments of purchases in online shops. Vipps, the digital A2A payment app for […]
Belgium 2026
Bulgaria 2026
Austria 2026