Europe Overview 2026
European Payments Report 2026
European Payments Report 2025
Europe Overview 2025
United Kingdom 2026
Market Overview Payment Organisations Payment System Regulator (PSR), since April 2015. Pay.UK, the new payment system operator, since 2017. UK Finance, the new UK banking industry association, since 2017. LINK operates the LINK ATM network scheme in the UK. VocaLink, owned by Mastercard since 2017, processes the UK’s Faster Payments system, settlements, and the direct […]
Turkey 2026
Market Overview Payment Organisation BKM is the interbank authorisation and switching centre. Domestic Payment Brands TROY cards co-badged Discover for international use. Market Structure In 2016, Turkey’s first domestic card scheme, TROY, went live. There were 435.47 million cards by end-2024. Debit cards, accounting for 44.65% of cards in circulation, are mainly used for ATM […]
Sweden 2026
Market Overview Payment Organisations BDB Bankernas Depå. Bankomat AB manages the Bankomat ATM network. Getswish AB operates the immediate payment service, Swish. Domestic Payment Brands No domestic card brand. Swish, the immediate A2A payment service of the Swedish banks. Market Structure Swedish debit cards are branded Mastercard, VISA, Debit Mastercard, Maestro, VISA Debit or Electron. […]
Poland 2026
Market Overview Payment Organisation Polski Standard Platnosci, the BLIK operator. Domestic Payment Brands No domestic card brand. BLIK, the digital A2A payment service of Polish banks. Market Structure The number of debit cards has grown slowly in recent years, while credit cards reached a peak of 33% of the cards total by end-2009, falling to […]
Norway 2026
Market Overview Payment Organisation VBB AS, interbank organisation that merged Vipps, BankAxept, and BankID. In 2022, BankID and BankAxept demerged from Vipps. Domestic Payment Brands BankAxept debit cards; mostly co-badged VISA or Electron. BankAxess is the domestic online bank transfer service for payments of purchases in online shops. Vipps, the digital A2A payment app for […]
Italy 2026
Market Overview Payment Organisations Bancomat S.p.A. – oversees the Bancomat and PagoBancomat systems. Nexi, which was formed from ICBPI. Nexi acquired interbank processor SIA Group (2020) and NETS Group in 2021. Domestic Payment Brands PagoBancomat, co-badged Maestro, VISA Debit or V PAY. ATM: Bancomat, Postamat, co-badged Maestro or Mastercard. Credit: CartaSi, co-badged Mastercard or VISA. […]