Estonia 2025
Denmark 2025
Czechia 2025
Cyprus 2025
Croatia 2025
Austria 2025
Bulgaria 2025
Belgium 2025
European Payments Report Overview Part 2 – Card Payment Ecosystem in Europe 2025
2. Card Payment Ecosystem in Europe The European card payment market has a competitive decentralised infrastructure. The adoption of the revised Payment Services Directive, PSD2, has set the stage for Digital Card Payments in Europe. PSD2, disruptive technologies and the competing Open Banking payment ecosystem challenge the card payment ecosystem in Europe. On the other […]
United Kingdom 2025
Market Overview Payment Organisations Payment System Regulator (PSR), since April 2015. Pay.UK, the new payment system operator, since 2017. UK Finance, the new UK banking industry association, since 2017. LINK operates the LINK ATM network scheme in the UK. VocaLink, owned by Mastercard since 2017, processes the UK’s Faster Payments system, settlements, and the direct […]