Europe 8 - Digital & Card Payment Yearbooks

European Payments Report Overview Part 3 – Open Banking Payment Ecosystem 2025

3. Open Banking Payment Ecosystem The Open Banking payment market has a competitive decentralised infrastructure. The adoption of the revised Payment Services Directive (PSD2) has set the stage for Open Banking Payments in Europe. PSD2, disruptive technologies and the competing card payment ecosystem, challenge the European banks and the emerging Open Banking payment ecosystem in […]

European Payments Report Overview Part 1 – About Payments in Europe 2025

1. About Payments in Europe The redesigned European overview section of the Yearbooks edition 24-25 has a completely new structure. Beyond card payments, it now includes three competing European payment ecosystems: Card Payment ecosystem – card payments and its infrastructure Open Banking payment ecosystem – cardless payments directly from bank accounts Cash payment ecosystem – […]

European Payments Report – Introduction 2025

Introduction About the Yearbook This edition of the European Digital and Card Payment Yearbook contains 33 profiles, covering the countries which make up the European Economic Area (EEA) – the 27 Member States of the European Union (EU27) and the UK together with Iceland, Norway, and Switzerland – plus Serbia and Turkey. Like previous editions, […]