Portugal 2026
Poland 2026
Norway 2026
Netherlands 2026
Malta 2026
Luxembourg 2026
Armenia 2026
Market Overview Payment Organisation ArmenianCard (ArCa). Domestic Card Brand ArCa cards; from 2017, some ArCa cards are co-badged MIR. Market Structure VISA is the dominant card brand followed by ArCa and Mastercard. Cards per capita are growing from a small base but have reached 1.43 in 2024. Payment cards account for 67.6% of non-cash payments, […]
Azerbaijan 2026
Market Overview Payment Organisation AzeriCard, owned by International Bank of Azerbaijan; MilliKart, owned by 17 banks and EBRD. Domestic Card Brand AzeriCard, (few) Millikart. Market Structure VISA and Mastercard are the principal payment cards issued in Azerbaijan. Also: American Express cards and Diners Club cards. An estimated 50% of cards are VISA-branded. Salary cards have […]
Belarus 2026
Market Overview Payment Organisation JSC ‘Banking Processing Center’ (BPC) Domestic Card Brand BelKart cards, some banks co-badge Belkart with Maestro. Market Structure Cards issued reached 2.13 per capita in 2024, up from 0.36 in 2006. Debit cards predominate, and the BelKart scheme accounted for 34% of all cards. Only about 5% of cards issued are […]
Georgia 2026
Market Overview Payment Organization None. Domestic Card Brand PAY debit cards. Market Structure Cards per capita reached 2.58 in 2024, an 8.13% rise from 2023. Cards issued have more than doubled since the 2008 Russian incursion.POS payments to merchants are much higher than the norm for emerging payment markets. All Georgian banks are privately-owned. Foreign […]