Payment YearbooksPayment Yearbooks
Payments market intelligence

News & analysis

Notes on payments policy, M&A activity, market shifts, and emerging trends across the global card-acceptance landscape.

Europe strives for payments sovereignty as US players tighten grip
29 Apr 2025 Europe

Europe strives for payments sovereignty as US players tighten grip

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the…

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Digital ID 2025: Regulatory imperatives, technological advancements
3 Mar 2025 Digital ID

Digital ID 2025: Regulatory imperatives, technological advancements

Digital ID verification has emerged as a cornerstone of modern cybersecurity, regulatory compliance and consumer protection. Amidst escalating concerns over fraud prevention,…

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Euro Area payment dynamics 2024: Cards continue to dominate
3 Mar 2025 Card Payments

Euro Area payment dynamics 2024: Cards continue to dominate

The European Central Bank (ECB) has published its latest report on non-cash payments for H1 2024, offering an incisive examination of evolving…

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Apple Pay or Google Pay? Which service rules Europe
27 Jan 2025 Europe

Apple Pay or Google Pay? Which service rules Europe

As digital wallets continue to reshape the payments industry, two tech giants – Apple and Google – are at the forefront of…

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European fintech rebounds with investment surge in 2024
27 Jan 2025 Europe

European fintech rebounds with investment surge in 2024

Good news! Europe’s fintech sector experienced a notable resurgence in 2024, with investments rising by 10% to reach $8.7 billion, up from…

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Europe’s Embedded Finance market: The €100 billion opportunity
23 Jan 2025 Embedded Finance

Europe’s Embedded Finance market: The €100 billion opportunity

The embedded finance (EF) market is reshaping the financial landscape in Europe, offering a seamless integration of financial services into nonfinancial platforms.…

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ECA concerns over price interventions in the card market
10 Jan 2025 Europe

ECA concerns over price interventions in the card market

The European Union (EU) has long championed digital payments as a safer, faster and more cost-effective alternative for consumers and businesses. While…

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Digital & Card Payment Yearbooks